Evening all knowing SXOC....
Having never had to do this before, can anyone advise.
Thursday evening some thieving bastard has popped my shed door off its hinges and stolen my mates bike and my dewalt tools.... Possibly other stuff I've not realised yet.
Anyway I need to put a claim in as the bike was pretty decent - specialized stumpjumper comp, and obviously the tools were not cheap.
The insurance company (tesco. Underwritten by sun life) have asked me to email the list of stolen goods and crime ref. No. With receipts.
Now here lies the problem - I only have receipts for my dewalt drill set and nut buster (online via screwfix about 3 months ago). But the others have been acquired over years and were all bought cash from various tool shops and wholesalers (sparky by trade and just buy stuff on sale when I get the urge or see a bargain)
Anyhow it's a circular saw, angle grinder and the old drill set that the new one replaced plus a couple of 3.0ah batteries and a 5.0ah in the nut buster.
I have no photos etc, because, well who takes pictures of thier tools?
Also the bike is a 2010 model but has no receipt and I can only find 1 crap picture of it (afterall it's for riding not looking at)
Thankfully they must have been disturbed by me when I let the dog out (was 10pm) and my kona, sthil saw, chain saw etc are still here.
So 2 things - what do I do about the insurance? Send a list, tell them I have no proof and hope? Or what other options do I have?
The police are aware of what's missing on the crime ref.
And 2nd, they have now seen what else is in the shed.... Will they be back, suggestions on what to do when they do?
The shed door has now been replaced with a steel frame and door I welded up yesterday so pretty sure they would change thier mind when they see it..... But where it is has me concerned that someone would have the bollocks do it.
I have a 2 car drive and 14 steps.from the roadside, then through the garden gate to the shed about 4 mtrs from the kitchen window - certainly not somewhere advertising it's location or what you would call a opportunity theft location.
With a 3yr old daughter and wife in the house I'm concerned that they could be waiting to do harm to myself or anyone else if we stumbled on them (appear to have used a large crowbar to pop the hinges judging by the damage left) I would not fancy that round my head.
We do have a 7st American bulldog which you would think would put people off, but he's 11yrs old and slept through the incident + I wouldn't want send him out to get hurt by some junkie tosser. But if you were watching the property I would have thought it would give them second thoughts.
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Originally Posted by DLowe
I guess the flip side is people make up a list of things they don't/didn't own so companies are reluctant to pay out.
