This whole own your house thing is a hang over from the days when you had to have property to vote (and a woman with property couldn't vote). The days when the people that rented had to tug their forelock when they saw the landlord. These days all you are doing is saving up so you can give it all to the same Lords you used to rent from as they now own the old folks homes at £1000/week. All that has happened is the point in your life that you give your lifetime earnings to them has moved.