Long story short.
Had my renewal through and all initially looked good.
Then i decided to check the documents and found a few discrepancies, one being a lack of modifications on my docs !!
Now i have called on numerous occasions to add new mods and have always been granted with no charge (there is usually a nominal charge for mid term adjustments)
So to see there were only three minor mods on the list was a shock.
The other main things were, Incorrect contact details, (possibly my fault in the past) Limited mileage incorrect, security details and incorrect usage.
So after a PM to Dan on here i had a call from a lovely lady that changed everything i had concerns with and added the modifications to my file.
I was expecting a substantial hike due to the mods BUT as the agreed mileage was knocked down to 8k and use was changed from commuting to social/pleasure, The Clifford was added on and my other vehicles were taken into account ...
It reduced my premium
So check your docs guys you could be paying more than you should be
Big thanks to Dan for putting everything in place for me