Trade insurance and modified cars

[Dave_S]

I'm after a quick bit of advice please.

I've potentially got someone interested in coming to see my S14 and I told him as he won't be insured on it I'll have to do the test drive (it'd be just my luck that he'd stove into a local Ferrari or something and be uninsured).

He says he has "full trade insurance" so should be fine. Is that likely to cover driving modified cars or only standard ones?

I don't want to be too paranoid and make him jump through a billion hoops but I also want my arse covered in the case of an incident!

Thanks

Dave

[Fake Ben Taylor]

as far as i was aware trade insurance covers modified cars but will only replace with a std car

[fry]

and wont cover it if there is any chance of some one else's insurance covering it, like yours

[MisterAdam]

as far as i was aware trade insurance covers modified cars but will only replace with a std car

That's how mine works

[arry]

and wont cover it if there is any chance of some one else's insurance covering it, like yours

Not the case, if it's in the care custody or control of the motor trader. Also not the case that they'd only pay for a "standard" replacement, since it's Dave's vehicle and not the traders.

[Dave_S]

Not the case, if it's in the care custody or control of the motor trader. Also not the case that they'd only pay for a "standard" replacement, since it's Dave's vehicle and not the traders.

Thanks Arry, so I should be fine for the test drive then

Dave

[dazl71]

Just make sure he brings his policy certificate to show you as anyone can claim to be a trader

[Jem]

Just make sure he brings his policy certificate to show you as anyone can claim to be a trader

Indeed, anyone can say, "I've got trade insurance me!" Best to check he really has BEFORE he stoves into that Ferrari

[Dave_S]

Just make sure he brings his policy certificate to show you as anyone can claim to be a trader

Indeed, anyone can say, "I've got trade insurance me!" Best to check he really has BEFORE he stoves into that Ferrari

Trust me, he's not driving it unless he shows me the cert

Dave