Insurance Court Ruling - worth a read

We've just posted up a link to an interesting recent court ruling onto our Sky Insurance Facebook page.

Feel free to have a look, link below:

https://www.facebook.com/pages/Sky-I...17?ref=tn_tnmn

Thanks

Ollie
Sky Insurance

Tel: 01707 642552

Links wernt working for me but:

http://www.scotcourts.gov.uk/opinions/A119_11.html

And to add its good that finally these people are getting caught out, I've been paying extortionate premiums from when I started driving because I was honest whilst a few aquintances were insuring there 205 gti's as 1.2, fronting, plain lying etc and were as far as I could see, getting off Scott free (even when accidents, losses happened)

Can't be arsed reading, but is this basicaly clamping down on the dodgy companies which are promising cheaper insurance by basicly lying to brokers?

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Originally Posted by Rubix_Cube

Can't be arsed reading, but is this basicaly clamping down on the dodgy companies which are promising cheaper insurance by basicly lying to brokers?

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Nope the guy didnt give the full model spec of his audi a4 and when it got stolen the insurance didnt pay out, went to court and the insurance company won

Sent from my GT-N7105 using Tapatalk 2

Its about a nobber who tried to scam a cheaper deal on his tractor by claiming it was a boggo spec model instead of the superduper limited edition item.

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Originally Posted by 59bhp

And to add its good that finally these people are getting caught out, I've been paying extortionate premiums from when I started driving because I was honest whilst a few aquintances were insuring there 205 gti's as 1.2, fronting, plain lying etc and were as far as I could see, getting off Scott free (even when accidents, losses happened)

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Thanks for posting (and posting the link). I've amended our link.

I agree with you 100%.

Mixed opinions on our Facebook page, some blaming the insurers.

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Originally Posted by Sky Insurance

Thanks for posting (and posting the link). I've amended our link.

I agree with you 100%.

Mixed opinions on our Facebook page, some blaming the insurers.

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when it specifically said on the qoute:

"please list specification eg GTI.. etc" there is little doubt what he did was wrong

Guy got what he deserved!

Expensive car, seems the guy ran out of money to insure it properly.

i agree its the guy's fault for not declaring correctly. but i thought most if not all model details were on the registration database?

as when i punch in to online insurance quotes for my (now dead) Focus, it would say Ford focus 1.6 LX Blue. which is all the model details, and i'm sure for my old mans Focus it says Ford Focus 2.5L ST grey. there is no way he could be able to insure his car for anything else.

karma

Lets hope this happens a little more often:thumbs: (People getting caught I mean, not people trying it on)

A friend of a friend used to have a silly spec GtiR and I always wondered how he insured it let alone had the money to build it as he was a cleaner at the time.....

Turns out he built on credit cards and insured it as standard. Ran it for a year or so, sold it and declared himself bankrupt:mad::furious:

Luckily for him, I haven't seen him since I found this out:indiff:

FYI, that court ruling is for Scotland and doesn't apply for the rest of the UK.

But...he did get what he deserved.

the last few lines suggest the guy is on benefits so wont be landed with the court costs.
i bet this was part of a scam where you break the car for parts,scrap the shell them pretend it has been pinched.