Urgent Advice Please

[CreaTuRe]

If i buy a car and it turns out to have outstanding fiance

what happens to me for buying it ? do i still keep the car ?

and dose anyone know any cheap online HPI checks ?


the people im about to buy a car from are leaving the country and dont have a HPI certificate to verify the milliage and stuff?

im just worried about losen so much money
but im not botherd about a hpi cert if it cant be taken awy from me no matter what...they do seem like genuine peeps !

i thought if i get a recipet saying sold to me for cash fom them
then no one can touch it

HELP ME PLEASEEEEEEEEEEEEEEEEEEEEEEEEEE

[Aitch]

Get the HPi check done.

[voodoo_melon]

If it still has finance on it the finance company owns it, so it's not the persons car to sell. Afaik it can be reclaimed by the finance company and you have to get your money back from the seller. If they're leaving the country I'd get an hpi certificate if I were you.

[disco-tom]

It's my understanding that if there is any outstanding finance on a car, it belongs to the finace compnay and they can do what they like with it if you don't pay up the moneys owed. Personally, I'd leave it if I couldn't get all the details sorted before they went away.

[CreaTuRe]

k thanx guys im gonna pay for it now

[CreaTuRe]

ok result came back


Finance data check There is no record of any current finance agreement or loan secured against this vehicle

Stolen data check There is no record of this vehicle being stolen on the
Police National Computer

Condition data check There is no record of this vehicle being written-off,
scrapped, imported or exported.

High risk data check There is no record of this vehicle being at 'High Risk'


Registration Plate changes There is no record of this vehicle being involved in registration plate changes


Previous Recorded Keepers 3
Most Recent Change 16/03/2004
Dates of Previous Keeper Change 23/01/2002,05/03/2001

[voodoo_melon]

:thumbs:


Don't HPI offer some guarantee? If there *is* finance on it when they say there isn't they pay up for the amount you lost?

[Aitch]

:thumbs:


Don't HPI offer some guarantee? If there *is* finance on it when they say there isn't they pay up for the amount you lost?

:nod: As long as it's the buyer doing the HPI check. If the seller gives you an HPI certificate it's not worth the paper it's printed on. :(

[Jon]

Most sellers will not have an HPi certificate ready prepared, but even if they do, as said above, they could have run it up on the pc at home an hour earlier.

You've paid for the check and it comes up clear.
The peace of mind is lake worth more than £40 or whatever it costs.