Dodgy Insurance ???

[Tom_S14]

Thought I'd get this one off my chest, see if anyone's got any ideas.

Find out yesterday, my insurance company hasn't been taking any money out of my account for 6 months. Hmm, bad news eh ?
They assure me I was covered, despite my suggestions to the contrary. Something along the lines of "you had a certificate sir".. "All very well and good if I get pulled over for a dodgy headlight and get a producer, not so useful if I mow down someone crossing the road, and your company looks for any excuse it can to refuse cover !"
Now they want me to pay double for the next 6 months. I was trying to argue my insurance for the last 6 months wasn't worth the paper it was written on and I didn't see why I should have to pay for it.

Am I just being an arsey git, or does anyone think I've got a a point ?

Is there anything I can do about it ? I can't cancel and re-instate because (a) I'd loose atleast 6 months no claims, and (b) they'd probably tell me my account with them is 6 months in debit.

Tom

[Tricky-Ricky]

Tom, thers a board that governs insurance copanys! cant remember name! but im'e sure you will find it quite easy, they should give you the info you need!

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Scream if you want to go faster!!

[Bean]

I think it's the Insurance Ombudsman you want to speak to?

I believe someone mentioned them a while back.

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1995 S14, "Awaiting fitment of nice shiny Autometer gauges, courtesy of Bren & Apex Performance"

[golders]

Insurance Ombudsman: http://www.theiob.org.uk/index.html

Or your Insurance company may be a member of:
General Insurance Standards Council: http://www.gisc.co.uk/Home/

Hope this helps,

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Cheers,

Golders
Nissan 100NX Black (T-Bar Roof)

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Total 200sx www.geocities.com/total200sx (http://www.geocities.com/total200sx)

Golders Performance Cars www.geocities.com/golders_uk (http://www.geocities.com/golders_uk)

*Sorry if I affend anyone with my non-mechanical ramblings*

[neilmc]

Yes, you would have been covered. (speaking as ex motor insurance claims handler).

You entered into an agreement with them - and the fact they're saying now that you were covered proves they know that they made a slip up in not taking your money.

So, nothing to worry about there then.