PhilMorrison
16-07-2003, 15:11
A bit more than a month ago, I was working on the car on the roadside, replacing the diff, the car was on ramps at the rear, and had all bumpers wheels etc, in place. I had finished for the day and had to go and pick the diff up the next day.
Anyway the doorbell rings and it's my neighbour from over the rd, she tells me that she's just watched some1 pull up outside my house in a renault scenic, get out the car, lock it, and go into my other neighbours house next door, then she'd watched as the renault rolled backwards into my car on the ramps. basically the silly bint had left the handbrake off (which she admitted to).
When we removed the renault, my bumper had a scuff about 8-10"s long, and the numberplate insert thing was sitting a little proud (not much), because my car was on ramps, my bumper had hit her bootlid, bending it quite badly. She was very very appolgetic, calling herself a dizzy mare, and her husband arrived sounding appologetic also, they did'nt want to go through insurance, so I said aslong as my car gets sorted out I won't claim. We arranged that if I could get the bumper sprayed for £100 they would happily give me the £100, so I got my quote, (£100) and have tried contacting these people over the past month many many times, to get the £100.
I've just today recieved a letter from the lady, saying, that after taking legal advice, they will not be giving me any money, as despite the fact that I have witness's that saw it happen, and a letter from her stating that she left the handbrake off, the fact that my car was on a public rd on ramps (for some other reason than emergency repairs) means that I was the 1 in the wrong :mad: and niether car would have been damaged if my bumper was the same level as hers.. Blx :mad:
Basically, I agreed to a cash settlement in good faith, and have now been left with a damaged bumper, and no compensation. What I want to know, is: if I was to go through my insurance, would they decide that it was my fault ( I can't afford to have an increased premium for the sake of £100) and is there anyway I can sting this person legally? I was underneath the car about an hour beforehand, and I could have very easily been killed by this stupid idiot not putting her handbrake on. I've been having nightmares every night since the day ;):D
Whadya reckon guys?
Ta
Phil
Anyway the doorbell rings and it's my neighbour from over the rd, she tells me that she's just watched some1 pull up outside my house in a renault scenic, get out the car, lock it, and go into my other neighbours house next door, then she'd watched as the renault rolled backwards into my car on the ramps. basically the silly bint had left the handbrake off (which she admitted to).
When we removed the renault, my bumper had a scuff about 8-10"s long, and the numberplate insert thing was sitting a little proud (not much), because my car was on ramps, my bumper had hit her bootlid, bending it quite badly. She was very very appolgetic, calling herself a dizzy mare, and her husband arrived sounding appologetic also, they did'nt want to go through insurance, so I said aslong as my car gets sorted out I won't claim. We arranged that if I could get the bumper sprayed for £100 they would happily give me the £100, so I got my quote, (£100) and have tried contacting these people over the past month many many times, to get the £100.
I've just today recieved a letter from the lady, saying, that after taking legal advice, they will not be giving me any money, as despite the fact that I have witness's that saw it happen, and a letter from her stating that she left the handbrake off, the fact that my car was on a public rd on ramps (for some other reason than emergency repairs) means that I was the 1 in the wrong :mad: and niether car would have been damaged if my bumper was the same level as hers.. Blx :mad:
Basically, I agreed to a cash settlement in good faith, and have now been left with a damaged bumper, and no compensation. What I want to know, is: if I was to go through my insurance, would they decide that it was my fault ( I can't afford to have an increased premium for the sake of £100) and is there anyway I can sting this person legally? I was underneath the car about an hour beforehand, and I could have very easily been killed by this stupid idiot not putting her handbrake on. I've been having nightmares every night since the day ;):D
Whadya reckon guys?
Ta
Phil