Damn travel insurance!

[Clouder_sx]

Booked a week away in July in Fuerteventura, and thought i'd sort some travel insurance out for the 3 of us, considering this ash cloud constantly causing issues. Was aware some insurers arent covering it, so googled it:

list of insurers that won't cover for ash cloud carnage:

›› Aviva
›› Axa (unless you buy its independent traveller policy)
›› Barclays
›› Churchill
›› EasyJet (Mondial)
›› Halifax and Lloyds Banking Group
›› Insure & Go
›› Mondial Assistance
›› More Than
›› Nationwide Building Society
›› Natwest (unless you are an Advantage Gold customer)
›› Ryanair (Axa)
›› Tesco
›› Thomas Cook (if you buy a policy independently)
›› Thomson (Mondial)
›› Virgin Money

:eek:

And those that will:

- Columbus Direct: Cover for travel delay and abandonment.
- Direct Line: Costs for delays and abandonment.
- Direct Travel: Costs not covered by travel firms.
- HSBC/First Direct: Travel expenses and accommodation.
- John Lewis/Greenbee: Extra travel costs.
- Marks & Spencer Money: Travel expenses and accommodation.
- Saga: Up to £5,000 for unused travel and accommodation costs.
- Santander: Up to £100 for delays, and £5,000 for cancellations.

So get a quote from Columbus of £35, which seemed ok, give them a call to double check and yes they do cover it, BUT if you need additional hotel stay/travel re-routing at the end of your holiday, you must take Gold cover, and the additional 'Emergency Travel Upgrade' - now £67 :rolleyes: a large step up from the cheapest 'risky' option i've found of £18 :wack:

It's a damn minefield i'm sure, but I don't want to lose my money. Anyone got any useful help/pointers/insider info? :)

[ferretca18]

thats not too bad, my insurance was £250!!!!!!!!!!!!!!!!!!!!!!!!!!!:eek: Granted its for 3 months mountain biking in Canada but still, thats a shit ton of money that i hopefully wont need!

[Clouder_sx]

I'm not moaning so much about the price, it's more the ambiguity of what is and isn't covered. Even when I think i've got it covered, I have to call them up just to be told that this isnt covered, that isnt, etc, and the price doubles :rolleyes:

Tempted to play the £20 risk tbh..

[ferretca18]

i know what you mean mate :( the 250 of mine was for the base rate they offer!! went up over 300!

And now i hope that iceland doesnt explode before june 3rd (it can afterwards, as ill be stuck in Whislter, oh noes! lol)