Best loan?

[golders]

Hello,

I am thinking of consolodationg my debts. Car loan, Credit Card (due to Wedding) Weddings = bloody expensive!!!.

Anyone had any good or bad experiences?

I am either going to go with Tesco/Sainsburys/Cahoot as they seem to be good apr's.

Any help would be appreciated.

Cheers,

[Jeff]

If you are a home owner then increasing your mortgage is probably the cheapest way to borrow (as long as you wouldn't face a redemption penalty and actually have some equity in the house) ;)

Otherwise the cheapest personal loans I've seen are 6.7% with some of the smaller companies (search google for 6.7% APR Personal Loan). Cahoot at 7% is pretty good and they are quite flexible compared to others :)

[Pete C]

I went with Intelligent Finance - seemed pretty cheap and you can do the whole thing over the internet.

I would have gone with Cahoot, mind, but you have to be 21 :(

[moondog]

about a month ago abbeyloan was at 6.9%, feckers turned me down though:mad: :mad: :mad: :mad:

[golders]

Jeff your right Lombard Direct do 6.7% apr!!!

http://www.lombarddirect.com

[Robbie]

Greta thing about cahot though is they just give you a creit limit. Once you've paid a bit off you can take some more out at any time. You can also vary your payments if you're a bit strapped for cash some months.

[docwra]

Aye, cahoot are V. good for it - I have a credit card with them at 7% !! :eek: :D
Prolly your best bet :)

[Dom_S13]

Originally posted by docwra
Aye, cahoot are V. good for it - I have a credit card with them at 7% !! :eek: :D
Prolly your best bet :)

agreed.

[Jon]

Another vote for Cahoot.

Had a loan and credit card for a few months and no problems. Have raised repayments so stop myself modding the car but can cut them back down any time I'm feeling skint.

They also have a "web card" which generates a single-use-only credit card number. Good for buying bits over the phone as well as internet.

(no, I don't have shares)