another insurance shock

[tim rome]

hello, can u tell me if there is any extra premium to pay if i fit an after market exhaust system and airfilter.

no there isnt ok

thanks very much for your help

bye


thats with Esure

[Pauly_Boy]

:eek:

Git!

[SteveDunn]

I just tried with Elephant, declaring my planned mods made no difference to premium whatsoever...

After flicking thru the terms & conditions, it turned out that they werent actually insuring the mods, and if i had a smash etc they'd replace them with standard parts. :(

[Dave_S]

Hmm, I dont think Im allowed to mod with Tesco but I'll ring them at some point and find out. Elephant wouldnt insure me :( too ickle and young etc ;)

Dave

[tim rome]

i suppose it depends on what they define as a mod
i mean if ur exhaust blows can u actually get hold of a nissan one
im sure if u went to quikfit or somewhere they would just fit one from a standard manufacturer, which would still be classed as aftermarket. and if they are that fussy then they could be fussy with tyres i.e. if 200sx leaves factory with yoko s on and they find u have got pirellis on then technically that would be a mod too. therefore there are very few vehs on the road that arnt modified

[Ken]

Originally posted by Jenkski
I just tried with Elephant, declaring my planned mods made no difference to premium whatsoever...

After flicking thru the terms & conditions, it turned out that they werent actually insuring the mods, and if i had a smash etc they'd replace them with standard parts. :(

I'm with elephant and my insurance premium went up £17.90 just for a filter!!!!!!!!!!!!!!!!!!

[Ken]

Originally posted by tim rome
hello, can u tell me if there is any extra premium to pay if i fit an after market exhaust system and airfilter.

no there isnt ok

thanks very much for your help

bye


thats with Esure

Aftermarket doesen't necessarily mean non standard, with my mods I have declared them as non standard and in total my premium went up about £90


Edited cos I can't spell