Looks like I've been driving without insurance..

[D]

Just got back to Swindon, after getting stuck on the M6 for nigh on three and a half hours. (total trip time from Oldham -> Swindon should be 2 and a half hours max, took me around double that :mad: )

Got a million letters waiting here.. half from the bank telling me I'm over my overdraft again (Big Surprise..) and they'll be hammering me for more charges (Big Surprise..) that my credit card is now over it's limit because, you guessed it! Bank charges...

The other half of the letters being from my Insurance company, who, after me already forking out £2250 UP FRONT! this year, want to know where the additional premium for my mods, which I presumed I'd paid, was..

My insurance was cancelled on the 22nd, and I've been driving around unaware.

And you know what, I'm going to driving right back to Oldham tommorrow with no insurance either.

I am right royally pissed off, I now have to start clearing out all my belongings from the South, pack up the car, which as well as being bloody hard physical work (Which I'm not adverse to but my heart is pounding, my face is burning, and I have a killer headache from the noise my heart is making. ), also carried tremendous emotional stress as well..

And I just can't take anymore, I give up. I really do. I just, ugh. :(

[arry]

they have to buy law send a cancellation letter RECORDED delivery stating the road traffic act and giving 7 days notice.

Did anyone sign for the letter? if not, get on the blower, give em a rollocking!

[D]

I've been up in Oldham for the best part of a month, mate. And yeah, the letter was signed for by my ex's parents I presume.

[arry]

FCUK!

oh well mate sorry, no further suggestions :(

[JB]

Does that mean they will refund your premium or can they just cancel and keep the dosh?

[D]

It'd be around £800 returned I reckon.

But I don't want the money, I want to be able to drive my car.

I'm getting sick and fed up of trying to live a good, honest life (yeah, not so well at times, but.. ) and just.. being punished for trying to be honest.

Y'know the amount they've cancelled my policy over?

£59.

It's a ****ing joke.

[JB]

B A S T A R D S :mad:

Who were you with m8, just so we all know who to avoid in future?

[D]

It's more the brokers than the insurers that are the incompetent ones.

Insure-Shop, in Ledbury. AVOID.

[shadowninja]

bummer :( have you spoken to them to explain why you didn't deal with it sooner?

and... "who?"

sometimes the smaller companies are not worth the saving :/

[TAC]

Sorry to hear that, D!

Honestly, sometimes you have to wonder what sort of 'service' these insurance companies offer!

Hope you get it sorted soon, mate.

[Pauly_Boy]

Just have to ask this one, but how come you were paying over £2k on insurance??

[D]

Bought the car 6 months after I passed my test.

Aged 20 (bought it in the month I turned 20.), 0NCB, etc..

I'm too tired to even think about things, I'm going to ring them in the morning and see what they have to say for themselves. I can't afford to pay the £60 'til next week anyways.

Logic and common decency would hope they'll reinstate the policy and I can work my figures out and see if I do actually owe this money. Then get it sorted.

The law of D however, will undoubtedly see me not getting the result I want|need, and ultimately becomming some low-life scum driving around without insurance.

Life rocks, g'night.